The Four Hidden Rules of Money from Kubera—The Hindu God of Wealth
Ankit Gupta | Jun 11, 2025, 23:58 IST
In the pantheon of Hindu gods, Kubera – the God of Wealth – and Maa Lakshmi – the Goddess of Fortune – stand as twin pillars of prosperity. While Maa Lakshmi bestows wealth and grace, Kubera guards and manages it. Their combined teachings, drawn from scriptures and mythology, offer a comprehensive guide to not just accumulating wealth, but managing it with dharma, dignity, and depth.
In the grand tapestry of Hindu mythology, every god or goddess carries not just divine power but deep symbolic messages hidden in their stories, weapons, and even their vehicles—called vahanas. While Goddess Saraswati rides the elegant Hamsa (swan), and Lord Vishnu rests on the cosmic serpent Shesha, the vahana of Kubera—the Hindu God of Wealth—stands apart.
Kubera is unique among the deities. His vehicle is not a bird or beast, but a human being—a concept known as Naravahana. This stunning symbolism lays the foundation for one of the first and most vital money lessons from Kubera.
Kubera riding a human being implies a clear truth: money is meant to serve us, not enslave us. If you're not in command of your money, it will ride you—directing your time, limiting your freedom, and even dictating your life choices.
This symbolism emphasizes conscious money management. Don’t let your bank account become the driver of your mental peace. Work, save, invest, and spend in a way that ensures you live by design, not by default.
Let money be the servant that helps you buy time, explore freedom, and express your deeper values. If you don’t claim your power over money, you’ll find yourself perpetually in service to it.
One of the lesser-known tales from Kubera’s life adds a layer of humility to his godly stature. It is said that he once incurred the wrath of Goddess Parvati, who struck one of his eyes, permanently blinding him. Despite being the Lord of Wealth, Kubera couldn’t buy back his lost vision.
In many depictions, Kubera is shown with one golden eye—a haunting reminder that wealth, however immense, cannot purchase health, time, peace, or love.
The lesson? Money is powerful, but not omnipotent. Prioritize what’s irreplaceable—your relationships, your inner peace, and your purpose. A life that chases money while neglecting these is ultimately unfulfilled, regardless of the zeros in your account.
Next to Kubera, we often see a small, fierce animal: the mongoose. In the natural world, the mongoose is known for battling venomous snakes. In Hindu tradition, snakes symbolize hidden treasures, often coiled around or guarding them.
The image of the mongoose beside Kubera reveals a profound message: true wealth lies in courage, movement, and wise protection—not in hoarding.
Hoarded money is like treasure guarded by a serpent—beautiful, but inaccessible and dangerous. If wealth stagnates, it attracts greed, envy, and even misfortune. But when money flows—through mindful spending, investment, charity, or self-care—it becomes dynamic and expansive.
This is why Kubera’s symbolism aligns with Lakshmi’s principles. Maa Lakshmi, the goddess of fortune, is never stationary. She flows where she is respected, circulated, and used to uplift others—not where she is locked away in fear or pride.
Long before Kubera became the God of Wealth, he was the King of Lanka—ruling over unmatched opulence. But his story took a tragic turn. His own half-brother, Ravana, driven by greed, defeated him and seized everything he owned.
Here lies a brutal truth: the one who earns the wealth doesn’t always keep it. Ravana didn’t build Kubera’s empire, but he took it, simply because Kubera failed to guard and utilize it effectively.
This tale echoes a universal financial rule: money is not loyal to the one who earns it; it stays with the one who understands and protects it. You may work hard to earn your fortune, but if you don’t manage, invest, or protect it, others—competitors, governments, heirs, even scammers—will.
The legacy of wealth isn’t just built through earning—it’s preserved through clarity, discipline, and strategy.
Kubera’s stories, symbolism, and relationship with Goddess Lakshmi offer us more than myth—they provide a sacred blueprint for navigating the modern financial world. From Naravahana (human vahana) to the mongoose, from the lost golden eye to the fall of Lanka, each narrative holds a mirror to our own money habits.
Here are the four hidden money rules from Kubera once again:
So the next time you pray to Kubera or Lakshmi for abundance, remember: their greatest blessings aren’t just gold or assets—but the wisdom to use them right.
Kubera is unique among the deities. His vehicle is not a bird or beast, but a human being—a concept known as Naravahana. This stunning symbolism lays the foundation for one of the first and most vital money lessons from Kubera.
Rule 1: Either You Control Money, or It Controls You
This symbolism emphasizes conscious money management. Don’t let your bank account become the driver of your mental peace. Work, save, invest, and spend in a way that ensures you live by design, not by default.
Let money be the servant that helps you buy time, explore freedom, and express your deeper values. If you don’t claim your power over money, you’ll find yourself perpetually in service to it.
Rule 2: Money Cannot Buy What Truly Matters
In many depictions, Kubera is shown with one golden eye—a haunting reminder that wealth, however immense, cannot purchase health, time, peace, or love.
The lesson? Money is powerful, but not omnipotent. Prioritize what’s irreplaceable—your relationships, your inner peace, and your purpose. A life that chases money while neglecting these is ultimately unfulfilled, regardless of the zeros in your account.
Rule 3: Let Money Flow, Don’t Hoard It
The image of the mongoose beside Kubera reveals a profound message: true wealth lies in courage, movement, and wise protection—not in hoarding.
Hoarded money is like treasure guarded by a serpent—beautiful, but inaccessible and dangerous. If wealth stagnates, it attracts greed, envy, and even misfortune. But when money flows—through mindful spending, investment, charity, or self-care—it becomes dynamic and expansive.
This is why Kubera’s symbolism aligns with Lakshmi’s principles. Maa Lakshmi, the goddess of fortune, is never stationary. She flows where she is respected, circulated, and used to uplift others—not where she is locked away in fear or pride.
Rule 4: If You Don’t Use It Wisely, Someone Else Will
Here lies a brutal truth: the one who earns the wealth doesn’t always keep it. Ravana didn’t build Kubera’s empire, but he took it, simply because Kubera failed to guard and utilize it effectively.
This tale echoes a universal financial rule: money is not loyal to the one who earns it; it stays with the one who understands and protects it. You may work hard to earn your fortune, but if you don’t manage, invest, or protect it, others—competitors, governments, heirs, even scammers—will.
The legacy of wealth isn’t just built through earning—it’s preserved through clarity, discipline, and strategy.
Final Reflections: Kubera's Treasury of Financial Wisdom
Here are the four hidden money rules from Kubera once again:
- Control money before it controls you.
- Recognize what money cannot buy.
- Let your wealth flow—hoarded money turns poisonous.
- Use it wisely or risk losing it to someone who will.
So the next time you pray to Kubera or Lakshmi for abundance, remember: their greatest blessings aren’t just gold or assets—but the wisdom to use them right.